Payments, settled.
Across projects, contributors & currencies.

One payment. Many payouts. Orchestrate multi-party payments instantly inside your project workflows using fast bank payments and embedded stablecoins. Petl Pay is a multi-party invoicing and cross-border payments platform built for setlling payments across human & agent teams.

Companies that trust us

Designed for project-based teams to invoice and settle.

From work logged to payments settled, Petl Pay brings time tracking, billing, invoicing, and payouts into one simple financial workflow. Purpose-built for managing contractors, subcontractors, vendors, freelancers and automonomous agents.

We’re backed by

The orchestration layer between work and money

Most tools manage tasks or transactions. Petl Pay manages the flow between them, embedding payments directly into project workflows and collapsing work, invoices, and settlement into one clean project view. Track billable work, account payables, and project-level reconciliation with full transparency, while settling payments quickly using both fast bank transfers and stablecoin infrastructure to settle payouts for humans & agents.

Stablecoin and fiat rails, unified

Petl Pay uses stablecoins for instant, free cross-border transfers where appropriate, and regulated fiat rails for fast, compliant bank-to-bank payments across the US, LatAm, South Africa, the UK, and Europe.

Secure and compliant by design

Petl Pay (sometimes written as PetlPay) uses regulated, best-in-class payment rails and infrastructure to keep funds secure, compliant, and auditable across projects.

Built for the future of project-based work

Work is increasingly delivered by modular teams, not fixed payrolls.
Petl Pay is designed for this shift, providing a financial workflow that adapts to how modern teams form, collaborate, and disband across projects.

One source of truth for project finances

Every invoice, payment, and payout is tracked and reconciled at the project level, giving teams a clear, auditable view of what was billed, paid, and settled.

Testimonials

What founders, agencies & freelancers say about petl.

The simplicity of the platform is what strikes me. It's so easy to onboard, collaborate, manage and pay other agencies or freelancers.

Dan
Founder, Tov Studio Agency

"Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla, ut commodo diam libero vitae erat."

Name Surname
Position, Company name

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Name Surname
Position, Company name

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Name Surname
Position, Company name

"The simplicity of the platform is what strikes me. It's so easy to onboard, collaborate, manage and pay other agencies or freelancers."

Daniel
Founder | Tov Studios

"We've been using petl pay for international client projects and payments from the US and Europe. The speed of payments and ease-of-use within the platform is really impressive."

Jamie
Founder | Melted Pavement Creative Agency

"We've been piloting petl pay and will definitely continue to use the platform. The team is very hands-on and responsive, their vision is a product that I've wanted for my agency for a while now, and the existing platform is already providing us with value from an invoice and payments standpoint. Keen to see how petl progresses in 2026!"

Andrew
Founder | ClickTrain Agency | UK

"We've been using petl pay for a few months now, and it's genuinely made subcontracting work super easy. The invoicing logic is epic for my team's billable work, and convenient for me when managing cross-border client and internal payments across my team."

Jordan
Agency Founder | South Africa

"We've been leveraging petl pay for the past few months, as part of their private-beta cohort. The platform has been easy to use for managing freelance bills, invoices, and cross-border payments into South Africa."

Al Squires
Co Founder | BS+A | London

"The Petl team has gone above and beyond to create something that helps financial operations for our agency. Really great when working with and paying freelancers on projects, and brilliant for taking payments from clients in the US ."

Kath
Co Founder | The BillyBo Group

"Just received the payment into my bank account, it literally took 1 min. Really delivered on the promise of "Instant" payments!"

Paul
Product Designer | South Africa

"Really impressed with the speed and efficiency at which these guys have managed to process international transfers, all managed through the platform. I trialed a USD to ZAR transfer and the money was in my account in minutes. Absolute game changer!"

Sarah
Freelance Designer | South Africa

Turn logged work into settled payments

Every hour logged, every vendor bill submitted: Petl Pay converts them into client-ready invoices automatically. No chasing timesheets, no manual line items. When the client pays, contributors and vendors are settled in a single flow.

Invoices generated automatically

Log hours or fixed work across any contributor. Petl Pay builds the invoice for you, line items, amounts, and all.

Settle all payouts at once

One payment in. Multiple payouts. Contributors and vendors paid together, in one flow.

Multi-party invoicing

Your client sees one clean invoice. Behind it, petl handles the splits, the currencies, and the contributor payouts.

FAQs

Everything you need to know about using Petl Pay to manage billable work, invoices, and payments across contractors, subcontractors, freelancers, or vendors on projects.

Who is Petl Pay for?

Petl Pay is built for agencies, construction teams, and modern businesses working with contractors, subcontractors, freelancers, and vendors across projects.

It’s designed for teams operating across multiple contributors, currencies, and jurisdictions, where invoicing, reconciliation, and settlement need to happen at the project level rather than per individual. For example, agency and independent contractor networks collaborating on projects.

What is Petl Pay?

Petl Pay is a payments and invoicing platform built for project-based teams. It turns work logged into invoices and settles payments across contributors and vendors in one orchestrated workflow.

petl supports multi-party invoicing, split payments, and consolidated contributor invoices into a single client-facing invoice, using regulated fiat rails and stablecoins for fast, cross-border settlement at costs as low as ~1%.

Who is Petl Pay for?

Petl Pay is built for agencies, SME construction teams, and modern businesses working with contractors, subcontractors, freelancers, and vendors across projects.

It’s designed for teams operating across multiple contributors, currencies, and jurisdictions, where invoicing, reconciliation, and settlement need to happen at the project level rather than per individual. For example, networked teams of agencies, freelancers, or independent contractors collaborating on projects.

How does Petl Pay handle multi-party payments?

Petl Pay allows a single client payment to be automatically split and settled across multiple contributors and vendors involved in a project.

Individual and vendor invoices can be combined into one client-facing invoice and payment request, then settled in one flow, removing manual payout runs, spreadsheets, and reconciliation work.

Do I need to change banks or open a new wallet?

No. Petl Pay sits on top of your existing bank accounts and payment infrastructure, enhancing them rather than replacing them.

For businesses or individuals who want faster, lower-cost cross-border payments, petl also offers optional KYC/KYB-verified stablecoin wallets and payment mechanisms within the Petl Pay platform. This unlocks near-instant cross-border payments, free wallet-to-wallet transaction, and cross-border fiat-to-fiat transfers between currencies like USD, EUR, and ZAR, for as little as 1%.

Does Petl Pay support cross-border payments?

Yes. Petl Pay supports cross-border settlement using a combination of regulated fiat rails and stablecoin infrastructure.

Supported currencies and rails include USD, ZAR, GBP, EUR, USDC, USDT, and local rails across LATAM including Argentina (ARS), Brazil (BRL), Chile (CLP), and Colombia (COP), with on-ramps and off-ramps into existing bank accounts typically completing within minutes.

Is Petl Pay secure and compliant?

Petl Pay works with regulated payment providers and compliant financial infrastructure to ensure secure, reliable movement of funds.

Payments flow through established fiat and stablecoin rails with appropriate KYC, KYB, and compliance controls, aligned with best-practice standards across the UK, Europe, Africa, and LATAM.

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